This comment concerns the opinion of the Chairman of the Office of Competition and Consumer Protection (UOKiK) submitted to the District Court in Grudziądz in a case against Bank Millennium S.A. brought by a borrower regarding low down payment insurance (act signature: I C 1615/16; statement issued by UOKiK on 31.1.2017).
The Bank does not share the opinion of the Chairman of the UOKiK, as it does not take into account the views of doctrine and case law, which are favorable for the banks in cases connected with loan collateral in the form of low down payment insurance.
